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What Kind Of insurance Do Couriers & Delivery Drivers Need?
Thursday, 21 March 2019 at 11:02
Couriers & delivery drivers must be properly insured due to it being a legal requirement but it also for peace of mind to when you’re carrying valuable goods throughout the UK. Couriers need a specific type of insurance due to the fact they may be transporting extremely important, valuable or easily damaged goods.
As a courier, your delivery vehicle is your business, meaning if it’s damaged or stolen you could be in big trouble.A delivery driver with no van could soon have an issue trying to make sure the months’ bills are paid for! As a van, you are at a significant risk of damage or threat than the average driver because you are on the road all day; it is more obvious to thieves that you might have expensive goods on board. It’s also highly likely that your than makes regular stops to carry outdeliveries, giving thieving scum bags es the chance steal the load.
All couriers are different. One courier might be delivering the entire country on a regular basis, whilst other only carry out collections and deliveries in a number of regions. That’s why it’s so important to shop around for your insurance, making sure that your policy reflects their workload and the amount of miles they cover in a typical week, month or year.
It is so important when looking at courier van insurance quotes, that you know precisely what you’re looking for to make sure that all of your needs are covered.
Make sure you read all of the small print includedthe details in your policy documents to ensure there are no stipulations that could prevent you from making a claim. You should also be wary of whether or not your insurance company will be providing you with urgent replacement vans should yours be written off the road. Peace of mind is key. By shopping round for different kinds of courier insurance, you'll hopefully avoid making any bad decisions that will cost you in the long run.