The Rising Costs of Courier Insurance & How It’s Affecting Our Manchester Courier Company

Running a reliable, family-run Courier Service in Manchester has always been about one thing for us — delivering your goods safely, quickly, and affordably. But in recently, like many small businesses across the UK, we’ve been hit hard by the rising costs of courier insurance — including courier vehicle insurance, goods in transit insurance, and public liability insurance.

These essential policies keep our customers, our team, and our business protected every single day — but as premiums continue to rise, the impact is becoming impossible to ignore.

Why Are Courier Insurance Costs Increasing?

Across the logistics and transport industry, insurance premiums have been rising due to several factors:

• Higher vehicle repair costs – With parts and labour prices increasing, insurers are paying out more for claims, and those costs are passed on to policyholders.

• More frequent claims – A general rise in road traffic accidents and thefts of commercial vehicles has made courier insurance riskier for insurers.

• Inflation and economic pressures – The overall rise in operational costs (fuel, maintenance, and admin) has had a knock-on effect on insurance pricing.

• Changes in underwriter policies – Many insurers have tightened their requirements or reduced coverage options for courier and transport businesses, driving up premiums even further.

For small, family-run courier firms like ours, these changes have made a significant difference to our bottom line.

What This Means for Our Courier Company in Manchester

We’ve always prided ourselves on being fair, honest, and transparent with our customers. Our goal has always been to keep prices low and service levels high. However, as our insurance renewals have come through this year, we’ve seen sharp increases across all essential policies:

• Courier vehicle insurance – up nearly 100%

• Goods in transit insurance – up around 25%

• Public liability insurance – up by more than 30%

For a small family business, these aren’t just numbers — they directly affect how we operate day to day.

Why We’ve Had to Adjust Our Prices

We’ve done everything we can to absorb these rising costs ourselves — cutting back on expenses, streamlining routes, and improving fuel efficiency. But unfortunately, the increases have reached a point where we must reluctantly pass on a small portion of these costs to our customers.

This is never a decision we take lightly. We know every penny counts for our customers, especially during tough economic times. But these adjustments will help us continue providing:

• Reliable, on-time deliveries
• Fully insured courier services for peace of mind
• Professional drivers and safe handling of your goods

By ensuring we remain properly insured, we’re protecting your deliveries and our family business for the long term.

Our Commitment to our Customers

Even with these changes, our commitment remains the same:

We will continue offering honest pricing, excellent customer service, and dependable delivery solutions across Manchester and the North West.

We’re constantly reviewing our insurance options and working closely with providers to keep costs as manageable as possible. Our priority is to stay competitive, trustworthy, and transparent — just as we’ve always been.

Supporting Local, Family-Run Couriers Matters

When you choose a local, family-run courier service like ours, you’re supporting real people — not large corporations. You’re helping sustain local jobs, strengthen the community, and keep independent businesses alive during challenging times.

We’re extremely grateful to all our customers who continue to trust us with their deliveries, and we’ll keep doing our best to deliver the exceptional service they deserve.